Fast, low-interest vehicle financing through LightStream

Drive a Dream has partnered with LightStream, the nation's leading online consumer lender, to offer simple, low-interest financing on the vehicle of your choice. Apply below to get started.

Apply now with LightStream

Why finance with LightStream?

Low rates, no fees

Good-to-excellent credit customers get fixed low rates, flexible terms from $5,000 to $100,000, and zero fees. No surprises.

Fast same-day funding

Complete your application by 2:30 p.m. EST on a business banking day and funds can be deposited into your account the same day. Buy your vehicle with cash.

No restrictions on age, mileage, or model

LightStream's unsecured auto loans have no LTV, age, model, or mileage restrictions and require no collateral or lienholder paperwork.

Simple online application

Apply in minutes from your phone or computer. You will receive a response during business hours, and funds are deposited directly into your bank account.

Flexible terms, you choose

Choose the loan amount and repayment term that fits your budget. LightStream offers loans from $5,000 to $100,000 with no prepayment penalties.

Ready to apply?

All loans are subject to credit approval by LightStream. Apply using the link below and use their monthly payment calculator to find the rate and terms that work best for you.